transfer myki balance to another card

The content on this page is accurate as of the posting/last updated date; however, some of the offers mentioned may have expired. In addition, it is not any companys responsibility to ensure all questions are answered. If your registered myki card is lost or stolen, you can have your myki card replaced at any PTV Hub with the balance transferred within 7 days. 0000005223 00000 n 0000014445 00000 n I called them up, explained the situation, verified my ID by address and DOB, gave them the myki card numbers of all 3 cards and successfully transferred the balance to my new card without any hassle at all. Check your Mobile myki, you may be in negative balance or your myki Pass may have expired. <>/Metadata 30 0 R/Pages 29 0 R/StructTreeRoot 32 0 R/Type/Catalog/ViewerPreferences 180 0 R>> Considering myki was designed by idiots and designed for idiots, it's a miracle that it actually functions at all. The unused money remains on the card, losing value as fares increase over the years. Balance Transfer Offer: Get a 0% introductory APR for 21 billing cycles for purchases, and for any balance transfers made in the first 60 days, a variable APR of 15.49% - 25.49% . Do you have any links to the technical specs of the miki? endobj No, you cannot transfer a balance from one Synchrony Bank credit card to another. Well block your myki and arrange a replacement myki. Even if they do, you can only transfer a balance between a Synchrony credit card and another issuer's credit card. Is it a Myki issue? If you need to travel straight away and are unable to attend a PTV Hub, you will need to buy a new myki to travel while waiting for the replacement myki. Unlike MyK, opal cards are free so no issue with just getting a new one with $10 credit when you find yourself without your card. A lost or stolen Date-to-Date ticket can be replaced with a duplicate ticket at the issuing V/Line station, once you complete a V/Line Passenger Refund Application Form. https://i.ibb.co/2NK61G8/aviary-image-1552378190281.jpg. 0000003774 00000 n Whats the difference between a hard credit inquiry and a soft credit inquiry? Step 4: Analyze Your Top Picks. Children, seniors and concession go card holders travel at 50% of the normal adult fares. Also, the balance transfer could alter your credit utilization ratio, which can negatively affect your credit score. My original myki became faulty and I replaced it at Flinder St station, but they forgot to transfer my balance across. You can then see what Android version youre on. Save. Try hovering the phone just above or near the reader, rather than touching the phone on the reader. Reddit and its partners use cookies and similar technologies to provide you with a better experience. Myki is the best free password manager for users looking for secure storage, ease of use, quick authentication, and cross-platform syncing. For more information, visit the V/Line website. Also if James or Patrick from the PTV call centre get to see this I'm sorry for being a cunt nugget. What is the Best No Annual Fee Credit Card? The money comes straight off the credit card you registered in Google Pay, and the new balance is written immediately onto the Mobile Myki "virtual card". Contact us to request the transfer. replacement card and to organise a balance transfer from your old myki to your new one. For more information, please see our You'll need your 15-digit myki number to register. I also had left-over balance on my old Android "Myki Mobile" phone - which I should use up. View all transactions related to your myki for the previous 6 months, select your myki then select Activity. Renew driver licence. I hadn't registered this new one yet but I had the receipt with the date/time/transaction number/myki terminal number. It's the replacement of my old Yearly Pass card, originally bought for travel in 2020, but barely used. If youre already an existing customer, then there is no incentive for Synchrony to allow you to transfer a balance between two accounts of their own. The process begins when you submit a balance transfer application. PTV does not have any access to any information within the Google Wallet app. Transferring balances from multiple credit cards to a single card to consolidate your debt might work well if you have a concrete payment plan in place. Editorial and user-generated content is not provided, reviewed or endorsed by any company. Within Google Wallet, go to Mobile myki, select the menu in the top right corner (three vertical dots) and choose Move to another device. It's shit like this which makes me happy and proud I have never used Myki in my life. Transferring a credit cards balance to a new card requires getting the new card provider to approve the transfer. damage that exceeds normal wear and tear. Was told a main railway station can move the balance. 0000003014 00000 n What if my card is lost or stolen? If it doesn't appear, your phone does not have an NFC chip. If you're undertaking a factory reset, software update or uninstalling and reinstalling Google Wallet, you'll need to take the following steps first: Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets. Buy your go card today Select your go card go card is available for adults, children, and eligible seniors and concession card holders. To transfer Myki you need to deactivate the myki card and move to the new device. December 29, 2022 - 1:47PM. Can someone explain why this isn't possible? Most credit cards charge a balance transfer fee, typically ranging from 2% to 5% of the balance transfer amount. You can also see your myki Money balance, myki Pass expiry and last 10 transactions on a myki machine, Quick Top Up or myki Check myki equipment. Student passes and concession cards cant be replaced online or over the phone. Choose a card from the list or search by location or card name. Your original go card will be cancelled immediately and cannot be used for further travel. What are the best student credit cards for cash back? You haven't explained why you need to transfer balance. Yes, you can transfer your American Express balance to another credit card as long as it is issued by a different credit card company. Your card provider holds the right to approve or deny your request for a balance transfer. You can request a new, free myki smartcard through your online account. Transfer registration. <>/BS<>/F 4/Rect[123.42 258.71 218.47 271.36]/StructParent 1/Subtype/Link>> Balance transfer fees may apply. NSW has their equivalent, the Opal Card, and there is no charge for initial issue of the card. Unless there is anything special in what you need, I would think that most people only need one or two myki cards. Create an account to follow your favorite communities and start taking part in conversations. Just one more benefit you enjoy as a COPFCU member. The short version. If you receive a check, you then need to forward it to your old card provider. Now that you know how to transfer balances on credit cards, determine if going down this road might work well for you. This resets the fare expiry and gives you more time to complete your journey. Learning how to transfer a credit card balance to another card requires understanding the intricacies of the process. John Miller, Credit Cards Moderator. 0000005119 00000 n We're looking to expand the number of card types available, so more passengers can use Mobile myki. The Pass was paused, then refunded, but I'd forgotten about the Myki Money balance, and I'd been using another card in the meantime. Carrying that balance is costing you $1,000 a year in interest. While a typical balance transfer may process in up to seven days, some card providers say it might take up to 21 days. From a creditworthiness point of view, this number should be at 30% or lower. WalletHub is not a financial advisor, law firm, lawyer referral service, or a substitute for a financial advisor, attorney, or law firm. Only time I had to was when my original myki was expiring. 0000003374 00000 n How are Banks Adapting to Meet New Needs Because of Coronavirus? <>/Filter/FlateDecode/Index[32 146]/Length 27/Size 178/Type/XRef/W[1 1 1]>>stream If you're still travelling after 2 hours, you'll be charged a daily fare. Whats the Difference between Business vs. A subreddit for Melburnians and Melbourne enthusiasts! Consider a balance transfer card that has an intro $0 balance transfer fee for a certain time frame or waives the fee . You can register either when you buy your myki, or at a later date. Nor does your card expire after 90 days of not getting used. endobj Step 3: Review Card Offer Terms. Tap Travel Card. If you transfer the total amount to a new card with a credit limit of $10,000 and close both your old accounts, your credit utilization ratio increases to 50%. Why Military Personnel Are Vulnerable to Identity Theft? If NFC is shown and you can turn it on or off, you have NFC. 3. Can I use Mobile myki on my Android phone? Alright I'll bite - the first one with the $26 had been registered, so I asked the call centre agent if he could transfer the money onto the new Myki (I had just bought a THIRD one) and he said it couldn't be done. If you're using an international payment card you won't be able to top up via the PTV website. So I had a mobile MyKi with around $6.xx balance on it. Editorial and user-generated content is not provided, reviewed or endorsed by any company. 0000004362 00000 n It lets you set a minimum balance and your myki will automatically top up with the amount you choose. If your myki card is registered, call 1800 800 007 or visitptv.vic.gov.au. Always the last place you look lol. 0000006952 00000 n Rajiv Baniwal is a journalist who has been covering financial topics for over 15 years. You will need to provide identification to show that you are the registered myki card holder. Why do you need to keep swapping cards? Transfer your physical travel card to your iPhone On your iPhone, open the Wallet app. No. 216 0 obj startxref We recommend visiting the card issuers website for the most up-to-date information available. Whats the Difference between Business Line of Credit vs. Business Credit Card? Find out how much to top up at Fares. But what if the amount is comparable to or less than the postage? What Happens to a Student Credit Card After Graduation? 0000004886 00000 n Learner permit or driver test. A reserved V/Line paper ticket can be replaced before your day of travel at any staffed V/Line station, once you complete a V/Line Passenger Refund Application Form. If your registered myki card is lost or stolen, you can have your myki card replaced at any PTV Hub with the balance transferred within 7 days. 185 0 obj Here are some tips to save on fees and interest on a balance transfer. Press question mark to learn the rest of the keyboard shortcuts. However, if you keep all three accounts active, your overall credit utilization ratio drops to 20%. This will let you manage your myki as you would a physical myki card. They actually can transfer your funds really easily but you need to get a case created. Once a card provider approves a balance transfer request, it may pay the credit card issuer mentioned in your application automatically or send you a check. I'd like to transfer all money from my other cards to my main card (the one with $6.54 on it). The process begins when you submit a balance transfer application. I also had left-over balance on my old Android "Myki Mobile" phone - which I should use up. For example, set your myki Money to top up with $50 when your balance reaches $10. A refund for an international payment card cannot be processed by the PTV call centre. I want to transfer the $19.90 to the card with $6.54 on it. hbbf`b``30 ap endobj The Blue Business Plus Credit Card from American Express, Marriott Bonvoy Business American Express Card, Capital One Quicksilver Cash Rewards Credit Card, Credit One Bank Platinum Visa for Rebuilding Credit, U.S. Bank Altitude Go Visa Signature Card, American Express Blue Business Cash Card, Blue Cash Everyday Card from American Express, Blue Cash Preferred Card from American Express, Delta SkyMiles Blue American Express Card, Delta SkyMiles Gold Business American Express Card, Delta SkyMiles Gold American Express Card, Delta SkyMiles Platinum Business American Express Card, Delta SkyMiles Platinum American Express Card, Assent Platinum 0% Intro Rate Mastercard Secured Credit Card, Capital One SavorOne Cash Rewards Credit Card, Capital One Spark Cash Select - $500 Cash Bonus, Capital One VentureOne Rewards Credit Card. In order to touch on, there is only one condition that must be met: a myki money balance of $0.00 or more. The call centre staff member told me "we're not a financial institution so it's not that simple". Best Personal Loans for Debt Consolidation, Best Personal Loans with Low-Interest Rates, Best Personal Loans with Low-Income Limits, Student Loan Forgiveness and Cancellation, How to Do a Balance Transfer on a Credit Card, BEST CREDIT UNION CREDIT CARDS FOR BALANCE TRANSFERS, between 2 and 21 days to process balance transfers, How Long Does a Credit Card Balance Transfer Take? hb```* wAbl,>|``8ux p:jb].|RCZi!_tEH} gWt AB,X@V! P 5icD= < Mj.15;8BS og8~Pm`apa9kXv0ah G #}){4Pcl;]xLy@ =M Maintain your L-plate log book. Tell us how much you're transferring and which card you're transferring from - make sure you have your card details to hand. Select the card with the best balance transfer offer available to you. You need to deactivate your Mobile myki on one device before doing a factory reset or all data will be lost. 1. I hadn't registered this new one yet but I had the receipt with the date/time/transaction number/myki terminal number. Your balance is protected from the time you tell us your myki is lost or stolen. Information on WalletHub Answers is provided as is and should not be considered financial, legal or investment advice. <<71A2449DD11DB2110A0003F7900591FF>]/Prev 491244/XRefStm 1429>> Do Not Sell or Share My Personal Information. Enter the name on the account, account number and payment address of the creditor you want your debt transferred from. My old one is registered and everything with my account but there seems to be no way to import that one in. 0000002429 00000 n <>stream Only needed to log on and change auto top-up to new card. Remember that the total amount you transfer needs to remain less than the available credit limit of your new card. Watch the video for steps on how to register online or read more on how to register your myki in the PTV app. What are the best business credit cards for cash back? I was told that I could only have one card balance moved to my second replacement card, and that the other would have to be done via a transfer form. If you're entitled to these additional benefits, you can access them by using your myki smartcard. Load myki Money onto your myki and it will calculate the lowest fare based on where you travel. Most balance transfers with Chase process within a week. Within the phone, go to Settings > System > About phone. It appears as a "Approved Level 2" request on my myki account on the website. Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets, Instantly top up via the PTV app by scanning your myki card. What a frikkin waste of money! Whats the Difference between Business vs. Corporate Credit Cards? Even if they do, you can only transfer a balance between a Synchrony credit card and another issuers credit card. Credit cards may set a minimum balance transfer fee of $5 or $10. For example, if you get a balance transfer card with a credit limit of $10,000 and use it to make a $1,000 purchase, your available credit limit drops to $9,000. When myki was first rolled out in 2010, it was more than $500m over budget and behind schedule. Press J to jump to the feed. Now you cannot access it on your original device. How can I check the balance of my myki card? I understand Metro trains/Myki are seperate entities but it's still a pain in the bum. Here's where to find it: After logging in to your account, go to "Card Details.". Wait a few minutes then check the app to see your balance. Victorian public transport users will be able to put away their Myki cards and tap on using their smartphones with a new mobile ticketing system being introduced this week. I plan to use my boyfriend's Lowe's card for 24 months 0% financing on a huge purchase. Lo and behold, they not only replaced my second replacement, but 'magically' were able to transfer the balances of both my original mykis to the new card. WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our. <>/BS<>/F 4/Rect[26.1 186.97 137.65 203.87]/StructParent 3/Subtype/Link>> The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. Enter your card number and other required information.4 On Friday Martin. endobj You can report your registered myki smartcard as lost or stolen by: Your lost/stolen registered myki can be replaced on the spot at a PTV Hub. endobj 184 0 obj I recently upgraded my phone but apparently now when I go to Google Pay, I have to purchase a new card. Remember to top up with enough money to pay for your entire journey. Opinions expressed here are the authors and/or WalletHub editors'. Wtf? MoneyGeek experts have narrowed down on the best balance transfer cards by relying on the company's unique ranking methodology. 0000001429 00000 n To do so, you have to block your existing Myki card (annoying, we know). If you're still travelling after 2 hours, you'll be charged a daily fare. Pick a card that waives the balance transfer fee. In person at a PTV hub , or a premium metropolitan station or staffed V/Line station inside the myki boundary. How balance transfers work Now, on the form it says I need the card to be re-imbursed. The next question is whether MYKI is free before 7 a.m. On a weekday, train travel completed . 181 0 obj Your Mobile myki expires after two years. 2. Once it's transferred to another device, it will no longer be available on the original device. %PDF-1.5 % Carrying out multiple transfers to a single credit card may affect your credit score by increasing or decreasing your credit utilization ratio (the percentage of the amount youve borrowed from your total available credit). Know your existing credit card's interest rates, balances, and balance transfer limits. the PVT website says: "What to do with your myki when you leave Melbourne. Myki credit, once on your card, does not expire after 90 days of not getting used. If you use an international Mastercard/Visa card to purchase and top up your Mobile myki, you'll have to visit the PTV Hub at Southern Cross Station to request a refund. The reason for that is because low interest rates for transfers are made to attract new customers. Buy a Myki card; Top-up a Myki; Traffic accident reports Traffic accident reports child pages. 8:35pm Feb 8, 2020. You paid down debt, which means you won't have to pay interest on previous balances going . Under Other, select Transfer. I get the idea that this was supposed to be a pun on the word "principal", meaning the amount of money, borrowed or lent, on which interest is calculated. Your Mobile myki expires after two years. With a registered myki you can check your myki balance, top up, buy a myki, get notified when your myki is due to expire and more. 180 0 obj Aldimobile uses the Telstra network and SIMs and credit can be purchased at any Aldi supermarket. You could pay less interest by transferring balances from other higher-rate credit cards to a Wells Fargo Credit Card. However, the maximum amount you may transfer cannot exceed the available credit limit of your new card. For instance, your applications for new cards and balance transfers remain subject to approval. A Mobile myki expires after two years. How long do balance transfers take with Chase? I've had really good experiences with Myki and was an early adopter, but this? For more information, visit the V/Line website. You can register up to eight active mykis on an individual account. Top up your myki A billion fucking dollars. To check if you're eligible to travel on a concession myki, see Concessions and free travel. <>stream Myki replaced the Metcard ticketing system and became fully operational at the end of 2012.. 0000013222 00000 n Pay down your credit card debt. Key points: A third of Melbourne's public transport users will be able to use the app The Government is in talks with Apple to develop an iPhone version 0000008137 00000 n Despite the system failures, creator NTT Data was in 2017 given another seven-year contract for . there's no excuse for this money-grubbing by the Myki corporation.Sure there is transferring money between cards is not the primary function. To replace your myki online, you must be requesting the same fare concession type as your original myki. V/Line paper tickets can become invalid because of: Replace your ticket at any staffed V/Line station. Step 5: Apply for the New Card. i lost a card recently and bought a replacement, its stupid in this day and age (3 years on from this post mind you) you need to fill out a form and post it in snail mail to transfer balance from one to another. Replacements usually take up to 10 business days and include the remaining balance of the old card. The PTV Hub can provide you with a replacement card with the remaining balance being transferred within 7 days. A ticket number is a unique 15-digit number for every myki (Mobile myki and physical). What is the best credit card for excellent credit? The cost would have been deducted from the balance at transfer. You'll need to buy and top up a new Mobile myki. What is the glossary of common credit card terms? Learn more about auto top up. WalletHub Answers is a free service that helps consumers access financial information. You can also replace your myki online or by calling us. Any money on your card will be protected. Sorry, the Seniors Card program cannot replace lost myki cards. <> -- Lee Huffman, credit card expert at BaldThoughts.com. Most of my travels are in the free tram zone and Im sydney based, so its taking me forever to spend the initial credit that was on the card when purchased (I think it was $30). All myki smartcards expire after four years. But your balance can be transfer to another card at some of the PTV stations. I've got a new Myki in my Seniors package. 0000004139 00000 n A balance transfer lets you use a credit card to pay debt on another credit card. About a week back, I went from Frankston to St. Albans, changing at Flinders. Your current balance will be transferred to the new myki, which you can use immediately. On occasion, there is a small (< $10) balance leftover, which expires after a couple of years. If you need to travel in the meantime, buy a new myki and top up with myki Money or a myki Pass. If you can just transfer money between mykey cards, well then what would the tracability of those funds be? As a matter of fact, most Synchrony Bank credit cards do not allow balance transfers to begin with. Yes. 215 0 obj If you have Mobile myki you can set Auto Load via the Google Pay app. No. Can someone please explain why, when you lose a Myki card which is registered, they can't simply transfer the balance from the old card to the new card over the phone, or else have the ability for users to do so online? In my experience touching on is quicker than validating a metcard. That said i have a stack of Opal cards, because sometimes I leave my main card in another pocket or bag and also got spares for friends visiting from Overseas. A quick tutorial to transfer your myki balance between google pays on different android phones. For example, one person can manage mykis for family or friends. 0000118233 00000 n Transferring a credit card balance is relatively easy, but you need to follow a few steps. It lets you set a minimum balance and your myki will automatically top up with the amount you choose. All myki smartcards expire after four years. I was pretty shitty at this point so I called up again, was told that I could fill out the form and give it to the station customer service desk and they could sent it in (saves me a trip to the post office to get an envelope). Mobile myki will now be reactivated on your phone, with your account details the same as before. Standard message rates apply. There are three ways to replace lost or stolen myki cards: 1. You'll need to know the account number for your existing balance and how much you want to transfer. https://www.ptv.vic.gov.au/tickets/refunds-and-replacements/#loststolen. You can read the Terms of Service online. Youll need to complete a V/Line Passenger Refund Application Form. The easiest option is to call PTV on 1800 800 007. You can register your Mobile myki via Register your myki. You can manage up to 8 mykis through one account. Auto-load is the same as auto top up. If your registered myki or your smartphone with a Mobile myki is lost or stolen, you can report it online orcall us to block your myki. If you use an Australian Mastercard/VISA card to purchase and top up your Mobile myki, you can get a refund via the PTV website, PTV call centre or PTV Hubs. Tap Continue. endobj If you need to replace a lost or stolen registered myki, there are a number of ways that you can do this. This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. But to use it on another phone than on your existing phone, go into Mobile myki, select the menu in the top right corner (three vertical dots) and choose 'Move to another device'. Which I obviously don't have because it is lost. Buy a new myki and top up with myki Money or a myki Pass and register your new myki. We'll block it and can arrange a refund to your new Mobile myki. endobj Adelaide Metro metroCARDs are rechargeable plastic cards that you can use on buses, trains and trams. It seems pretty archaic having to fill out a form and send it in for a replacement Myki. Please note, balance transfer is not instantaneous. 0000117992 00000 n Victoria's troubled myki public transport system is causing Melbourne to fall behind other global cities, hampered by decades-old technology and a poor customer . Commuters in Victoria are calling for an overhaul of the Myki system after learning there is almost $80 million worth of unused credit sitting idle. My child lives in the region, so I was able to order a new card, have the balance transferred from expired car to the new card, and the new card has been delivered via . Only reserved V/Line paper tickets and Date-to-Date tickets can be replaced if lost or stolen. Go through answers to other commonly asked questions about how to do a balance transfer so that youre well prepared if you decide to carry out the process. Why are the PTV and Victorian Minister for Transport allowing Myki to get away with this? Public transportation passes transfer on Google Pay android phones. A balance transfer can help you save money by moving high-interest debt on one credit card to a card with a lower interest rate or an introductory 0% APR offer.When you shift a balance to another . Card issuers often have balance transfer offers, sometimes with rates as low as 0%. This is how I feel when people ask if I can fax them a form. If you receive a check, you need to send it to your old cards issuer on your own. Most people would keep the same card for years. But yeah, a fair bit that is just backwards. This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. If your card provider sends transaction-related notifications via email or text messages, you may expect to receive one when your balance transfer is approved. What is the best balance transfer credit card? Assume that your new card charges a 3% balance transfer fee. <> If you think you might benefit from getting a balance transfer card, look for one based on factors such as eligibility criteria, duration of intro APR offers, regular APRs, balance transfer fees and annual fees.

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